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Deal with it

Raise IT exemption limit, says the salaried class

Survey across the country’s metros and Tier II cities reveals that people want more exemptions on HRA, transport allowance and health.

Budget 2013-2014 will soon be upon us, and people are already awaiting news of new tax slabs. However, a comprehensive survey by the Associated Chamber of Commerce (ASSOCHAM) across the country reveals that a vast majority of the salaried class employed in a host of trade and industry sectors wants Finance Minister P Chidambaram to raise the exemption limit of income tax to at least Rs 3,00,000.

The survey reveals that people also want him to increase deductions such as medical and educational allowances in the Union Budget, so that they are left with more purchasing power.

The survey was conducted in Delhi-NCR, Mumbai, Kolkata, Chennai, Bangalore, Ahmedabad, Hyderabad, Pune, Chandigarh and Dehradun, and was titled, ‘Budget 2013: Common man’s expectations from the FM’. About 2,500 employees from different sectors were covered by the survey from each city.

Over 89 per cent of respondents said that the slab of tax-free income has not moved up in line with real inflation. “The current basic exemption limit of Rs 2,00,000 should be increased to at least Rs 3,00,000, with the exemption limit for women going up to Rs 3,50,000. This will increase the purchasing power of individuals and stimulate demand,” the survey reads.

“Pushing the basic exemption limit will also align it with the proposals made by the Parliamentary Standing Committee on the Direct Taxes Code (DTC)”, the survey noted.

With increasing healthcare costs, the existing tax free limit of Rs 15,000 should be increased to Rs 50,000; the same also needs to be considered in the Budget, said 89 per cent of respondents.

The transportation allowance granted by employers to employees (for commuting between the place of work and residence) is tax-free to the extent of Rs 800 per month. This limit was fixed more than a decade ago, and definitely needs to be revised upwards to at least Rs 3,000 per month, given the rising commuting costs across the country, finds the survey.

“Additional benefits related to housing, the deduction limit for payment of interest (on self occupied property) has remained constant at Rs 1,50,000 since 2001. There is an increase in property prices and accordingly the amount of loan. An increase in the exemption limit to Rs 2,50,000 will be a welcome change.

“Section 80C of the IT Act provides a deduction of Rs 1,00,000 for certain investments. This provision helps people in making forced savings that helps them in the future. A common man expects this limit to be increased to Rs 2,00,000 with sub-limit of Rs 50,000 exclusively for insurance and pension,” says DS Rawat, Secretary General, ASSOCHAM.

The survey was able to target employees from 18 broad sectors, with maximum share contributed by employees from IT/ITes sector (17 per cent). 11 per cent of the respondents came from financial services. Employees working in engineering and telecom sector contributed 9 per cent and 8 per cent respectively in the questionnaire. Nearly 6 per cent of the employees belonged from market research/KPO and media background each.

Around 55 per cent of the survey respondents fall under the age bracket of 25 to 29 years, followed by 30 to 39 years (26 per cent), 40 to 49 years (16 per cent), 50 to 59 years (2 per cent) and 60 to 65 years.

“Investments in infrastructure bonds are currently not allowed as a deduction up to Rs 20,000. These bonds have proved to be quite popular and the limit should be increased to Rs 50,000, considering that the Government needs massive funds for the development of the infrastructure sector and also the lock in period be restricted to five years,” added 82 per cent of respondents.

Over 71 per cent of respondents demanded for national pension system (NPS) brought under the EEE (exempt-exempt-exempt) as against EET (exempt-exempt-tax) at present. This means that investors get a tax exemption at all three stages of investment, appreciation and withdrawal.

(Picture courtesy profit.ndtv.com)

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Guest writer

Why there can be no other Madhubala

A fan speaks about her fondness for yesteryear actor Madhubala, reminiscing about the late beauty on the latter’s birthday yesterday.
by Mamta D

February 14 is a day that has become popular in recent times as Valentine’s day. Few people know that this day also marks the birth of one of the most beautiful Indian actresses ever to have graced the silver screen. Madhubala, or if you prefer her real name, Mumtaz Jahan Dehlavi, was born on February 14, 1933.

I was but a child when the movie Mahal was being played for the umpteenth time at a local open air theater. It had first released in the ’50s, but was very popular even in the ’70s and ’80s. I still remember the awe with which I, as a child, first saw her stunning beauty. The pure innocence of the song ‘Aayega aayega aanewala’ overrode the surrounding suspense (the movie was a suspense thriller). The child that I was, I couldn’t comprehend the suspenseful story but was captivated by the gorgeous beauty who lit up the screen.

In the ensuing years, I came across many other movies starring this beautiful actress and I learnt to look beyond her obvious beauty at the talent she possessed. Those were the days long before the advent of the Internet, and all we had were film glossies if we wanted to know more about stars and their human personas (aside from their celluloid personas, that is). Some of these glossies carried write-ups on yesteryear actresses. It was in one such glossy that I chanced upon an article about my favorite actress. I read about early successes (she was a child artiste before she went to do lead roles), her relationship with Dilip Kumar, her marriage to Kishore Kumar, and finally her tragic death at a young age. Reading about her personal struggles only served to increase my respect and love for this iconic actress who, if she had lived longer, would have continued to rule the silver screen.

Even back then or until much later, I had no clue about her illness or about how she suffered for years.  I just knew that she had died young. Born with a heart defect, a “hole in the heart” condition as it is commonly called, she kept her ailment hidden from the film industry and cinema audiences, which though full of adulation for a beautiful and successful star, could also be cruel and insensitive.  Stoically, she continued to make films despite the illness getting worse with time. In her personal life too, she faced many hardships and unhappiness. A fallout with the man she truly loved, a short-lived marriage to Kishore Kumar, and a terribly demanding shooting schedule all took a toll on her.

Unaware of all these details, back then, all I (and countless others like me) could see was the beauty we beheld before us, and the talent that shone through. Bedazzled and smitten, we yearned for more. When she giggled and pranced, our hearts sang with delight. When she became melancholic, we grew somber and gloomy. Such was the power she held over us. The mellifluous songs picturised on her are hummed even today. And yet she had been long gone by the time I was born. Unlike the stars of today, whom you can spot in person, interact with on Facebook or tweet with on Twitter, in those days, there was no means to contact the star. Madhubala, in particular, was quite reclusive, in that she even declined to make public appearances or give interviews.

Despite some of her films not being huge box office successes, she was still one of the most sought-after actresses. Many actresses in recent years have been said to be new-age Madhubalas. But to hardcore Madhubala fans like me, no one can even hold a candle to her.

Mamta D works in the IT industry. Beyond her job, she writes, travels, paints and experiments with various side projects, among other things. 

(Picture courtesy indya101.com)

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Achieve

Rural journalism goes Web 2.0

The Khabar Lahariya newspaper, born in the Hindi hinterland and run entirely by women, launched its website in Mumbai yesterday.
by Nidhi Qazi

What happens when a group of 40 women journalists come to the city for the launch of online edition of their newspaper Khabar Lahariya? A platform full of experiences, energy and enthusiasm opens up for discussion.

Wednesday witnessed women empowerment when the all-women’s team of the publication travelled from the districts of Uttar Pradesh and Bihar to Mumbai. From impact journalism to personal histories and journeys, they all had something to say.

Take the case of Meera, Editor of the paper, and who hails from Banda district, UP. She narrated how she is now at ease with the big machine that is the computer. In her own words, “I never thought I could operate this machine. In fact, I always used to think that something would go wrong if I touch it. But that fear is gone. We use computers to search for information, making pages and what not.”

For the uninitiated, Khabar Lahariya is a weekly newspaper produced by women from the marginalised sections of society. It is the brainchild of Nirantar, an organisation that works towards empowering women through education.

Launched in 2002 in Chitrakoot district of UP, the newspaper has expanded to Bihar and today runs six editions. The editions are from five districts of UP – Chitrakoot, Banda, Lucknow and Benares and Sitamarhi district in Bihar. The newspaper is published in regional languages such as Bhojpuri, Awadhi, Bundeli, Bajjika and Hindustani. With a readership of 80,000, the paper has its presence in 600 villages and sells for Rs 2.

With its print edition well in place, what made the newspaper launch online despite the fact that villages don’t have easy Internet accessibility? “The idea behind the online edition is to not just spread the newspaper, but the phenomenon that Khabar Lahariya is,” said Meera. “Apart from visibility, the online edition will also provide information on various rural developments and news which the mainstream media doesn’t report much,” she adds.

Khabar Lahariya uses social media marketing as a major tool. From Facebook to Twitter, they use it all. And all this is managed by the women themselves. The reporters are given an ICT workshop which includes training in the use of the Internet.

The newspaper depends mainly on funding from such sources as the Dorabji Tata Trust and UN Democracy and Equity Fund, though a sustainable model is what they aim for in the long run. Their margin for advertising revenue is low and they also get funded through the various awards they win.

As for the recruitment of staff, the team gives out ads. “The prospective reporters are selected after a formal interview process. We then train them for a week in writing, editing, video-making, photography and page-making,” says Kavita, who joined the paper in 2002.

Short stories

For Shanti, one of the paper’s oldest reporters and who has been associated with the publication since its inception, “It’s a privilege to have travelled so far when all others from my community (she belongs to the Kol tribe of UP) haven’t even dreamed about it.” She also takes pride in the impact the paper’s stories have made. “Our efforts for three months resulted in the suspension of a police officer who refused to entertain us ‘women’ in the case of violence against a woman,” informs Shanti. It is this attitude of ‘How can women be journalists?’ that bothers people around, she adds.

Susheela, a Benares-based reporter, talks about personal issues. “My mother-in-law didn’t approve when I decided to work in 2012. She boycotted us and eventually I, my husband, three kids and husband’s grandmother had to leave our family house. But mother-in-law imposed a condition that if I give her Rs.3,000 every month, she would accept us back in the house. I refused.” For Susheela, her husband has been a big support.

For many, reporting gives a chance to explore and experience all that is around them. From MNREGA payment issues, pension hassles to civic problems, women’s issues and success stories, these women report it all.

Khabar Lahariya is now live on www.khabarlahariya.org.

(Pictures courtesy Nidhi Qazi)

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Deal with it

How about a library for slum children?

Artist Sharmila Samant’s ‘Nidus’, a mobile library for slum children, will provide free books for those who can’t buy them.
by Nidhi Qazi

Sharmila Samant is truly a people’s artist, and a very humble one, to boot. In fact, she refused to share pictures of herself, asking us instead to focus on her current project – she is building ‘Nidus’, a mobile library in Annabhau Sathe Nagar, a slum area in Mankhurd.

Sharmila is an artist who got involved with the Ghar Bachao Ghar Banao (GBGB) Andolan in 2005. At the time, the last thing she had thought was that her association would last so long; not only has it lasted till date, and with several projects to her credit, she is back to doing what she does best – making people’s lives better through the arts.

And now, Nidus, The Mobile Library is waiting to start.

Nidus – the word literally means ‘seed’, but Sharmila’s plan is to make it a seed of learning – will serve the children living in the slum and “will operationalise as soon as possible,” says Sharmila. “I am in talks with the inhabitants of the area and they have been receptive to the idea. The kids of the volunteers of the GBGB Andolan have also welcomed the idea of a mobile library van as they do feel the need for a library.”

How did she come up with the idea? “The problem is that BMC school kids get free books till Class 10, but once they are through, they have to buy books. Now that for most is not affordable, so we have kids dropping out of academics. Identifying this gap, I thought of starting a library which would stock books – both academic and non-academic,” she says.

The mobile library will run inside a van and will be full of windows and displays. Sharmila is also involving other artists in her brainstorming for the design of the mobile library. She has started getting books for the library, most of them being contributed by the people she networks with. The books will be for academic purpose and leisure reading.

“A mobile library is a beautiful means of sharing of knowledge which transports and then transforms people,” adds Sharmila. Looking for funding, she is also in search of a team to run the initiative. In her words, she needs both – insiders, i.e. community people as they can provide proper need-based analysis, and outsiders as they can provide resources and help to implement the idea effectively.

Sharmila adds, “There has been a lot of emphasis on roti, kapda and makaan but what about shiksha? Had education been given due focus, the former three essentials could have been easy to acquire.”

The ultimate success of this initiative is its closing down, feels the artist. “I want that one day, the kids of the area should take control of this library and eventually it should close down. That day I will feel I have succeeded.”

Prior to this, Sharmila has designed the very innovative ‘bag desk’, which is a bag-desk: it is a  bag that unfolds into a desk for the classroom, and a charpoy at home.

“The proceeds received from Busan Biennale helped me manufacture the product I had designed.  Around 45 such bag desks were made and distributed to the students free of cost,” says Sharmila. Busan Biennale is an international arts festival intended to present contemporary art in a more accessible way to the general public.

The bag desk also had adjustable legs of aluminium, which could be adjusted according to the seating a student took; i.e. from low floor to a height. Are students using these desks still? “From what I heard, many parents sold the aluminum legs of the product to as that would have fetched them good money,” says Sharmila.

Her other project was the ‘well lamp’ in 2010, which she successfully sold at the Kala Ghoda Festival and used the proceeds to address the problem of lack of fresh water. She helped people dug up four wells and the water thus generated could be used for daily chores. “The initiative came at a time when politicians were busy wooing the vote bank. Thus the positive outcome of the initiative was that the BMC came up with as many as 150 taps for the people to use. Our project ended its utility, paving the way for better drinking conditions for the community,” says Sharmila.

To help Sharmila with her mobile library project for the children of Annabhau Nagar Slum, send us an email at editor@themetrognome.in and we’ll ask Sharmila to contact you.

(Pictures courtesy Sharmila Samant. Featured image is a file picture)

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Achieve

‘Onida devil’ creator felicitated

Maharashtra State Government felicitated veteran ad man Gopi Kukde yesterday for his contribution to Advertising in 53rd State Art Exhibition.

For several years starting from the 1980s, Onida TV sets were synonymous with the devil. The devil featuring in their ads, that is. Apart from the catchy ‘Neighbours envy, owner’s pride’ tagline, the devil really made the product stand out amongst its peers back then.

The creator of the Onida devil, Gopi Kukde, also dabbles in ceramics. Taking into account his immense contribution to the field of advertising, the Maharashtra Government felicitated him yesterday at the 53rd edition of the State Art Exhibition. Gopi was felicitated at the hands of the Minister for Higher and Technical Education, Rajesh Tope.

Every year, the Government of Maharashtra conducts a competition within the art circle of the State, in two categories – professional, and student. The awards ceremony felicitates a senior artist from any of art disciplines – Gopi was selected this year.

Gopi has worked with such ad agencies as Everest, Clarion, JWT and Chaitra, and also founded ‘Advertising Avenues’ in 1982. He has worked with such brands as Asian Paints, Glaxo, Paan Pasand and Hawkins. The tagline he created for Paan Pasand, “Shaadi, aur tumse? Kabhi nahin!” became an instant hit in the country. He is currently a Committee Member on the Communication Arts Guild and owns and runs a ceramics studio in the city, named Useless Ceramics.

(Picture courtesy livemint.com)

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Guest writer

‘Go Commando on vehicular lawlessness’

An annoyed Mumbaikar declares that the lawlessness on Mumbai’s roads has corrupted his driving discipline. Read on to know how.
by Rohan Naravane

I firmly believe the people of our country are responsible for corrupting my driving discipline. When I started learning to drive on the day of my 18th birthday, I had said to myself that I wasn’t going to be one of ‘them’, where ‘them’ refers to the unlawful sons-of-guns that you come across on the roads of Mumbai (probably many Indian roads, too).

These are the people who will break a signal after a quick glance to see if there aren’t any traffic cops around. Some of them even have the audacity to honk if you’re in front of them and trying to follow the law during low traffic hours. If that wasn’t enough, some even give you a “bloody law-abider dimwit” look as they overtake you.

Pedestrian signals are the biggest jokes I’ve seen in the city. If you ever see a green pedestrian light, brace yourself and keep an eye out for cars. On both sides. You might just find them coming at you from the opposite side – they’re trying to save U-turning at the next crossing.

With all this unlawfulness on the roads, it’s not too long before you subconsciously start breaking some rules yourself. If trucks or other cars keep driving at slow speeds on the fast lane, isn’t it instinctive for us overtake them from the left? ‘Slow is the new fast lane’ has become the unwritten law of this land. It is a vicious cycle, where one group of people breaks the law, frustrating the other group, thereby making them reciprocate in a similar way. When cars don’t have any consideration for the pedestrian signal, why would the latter respect their right of way?

And if you’re ever feeling courteous at a crossing to let other cars pass first, snap out of it. You might just be stuck there for an eternity! People are so impatient; it’s as if all of them have in-the-throes-of-labour pregnant women in their backseats at all times.

This impatience even goes beyond driving on the roads. Unless there is no designated marker that suggests forming a line, first-come-first-serve is a natural instinct. We’ve been reading boards that say, ‘Please let passengers alight the train first’ in our Mumbai locals since we started using the trains. But ever been to a point of origin (like Borivali, for example) during rush hours? It’s funny to see people who are wanting to alight, standing at the end of the other side, having the same look in their eyes that poultry does when it’s about to be slaughtered.

Then there’s the time I’m in my car, waiting in line to fill air in the tyres at a petrol pump, and almost every time I see two-wheelers callously driving past me, because their two tyres take half as long as my four.

If I kept writing on this subject, I could publish a book documenting such instances. The time to act is right now. It’s time to go Commando on vehicular lawfulness. The next time you see a slowpoke thinking he owns the fast lane, keep honking and flickering your lights till he gets the message. Slam down the accelerator the moment the signal turns green, scaring anybody who, wrongly so, is in your way. Show the finger to anybody behind you who honks, prompting you to jump the signal. Let’s uphold law before the line between right and wrong gets blurred right out of our minds.

And don’t think that this is an over-population problem. China has more people than us, but they’re doing just fine.

Rohan Naravane is a technology blogger based in Mumbai. When he’s not writing about technology (http://wherethegadgets.at/author/rohan/), he likes to talk about it and will ramble on if he finds you remotely technological. His other recent endeavours include getting back in shape, marathoning TV shows and movies. 

(Featured image courtesy conversation.cipr.co.uk)

 

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